{"id":1508,"date":"2025-02-11T22:49:00","date_gmt":"2025-02-11T22:49:00","guid":{"rendered":"https:\/\/www.savitaspasaulis.lt\/index.php\/2025\/02\/11\/lietuvos-bankas-ribojimai-pasinaudoti-pagrindines-mokejimo-saskaitos-paslauga-yra-nepriimtini\/"},"modified":"2025-02-11T22:49:00","modified_gmt":"2025-02-11T22:49:00","slug":"lietuvos-bankas-ribojimai-pasinaudoti-pagrindines-mokejimo-saskaitos-paslauga-yra-nepriimtini","status":"publish","type":"post","link":"https:\/\/www.savitaspasaulis.lt\/index.php\/2025\/02\/11\/lietuvos-bankas-ribojimai-pasinaudoti-pagrindines-mokejimo-saskaitos-paslauga-yra-nepriimtini\/","title":{"rendered":"Lietuvos bankas: ribojimai pasinaudoti pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslauga yra nepriimtini"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<div class=\"item_summary\">\n<p>Kredito \u012fstaigos, gyventojams teikian\u010dios pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslaug\u0105, savo interneto svetain\u0117se ir mobiliosiose program\u0117l\u0117se privalo ai\u0161kiai ir suprantamai pateikti informacij\u0105 apie \u0161i\u0105 paslaug\u0105 \u2013 krep\u0161elio sud\u0117t\u012f, \u012fkainius, u\u017esakymo ir teikimo s\u0105lygas.<\/p>\n<\/p><\/div>\n<p>Vartotojai turi tur\u0117ti galimyb\u0119 neapsunkintomis s\u0105lygomis \u2013 lengvai ir paprastai pasikeisti jau turim\u0105 mok\u0117jimo paslaug\u0173 krep\u0161el\u012f (plan\u0105) \u012f pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslaugos krep\u0161el\u012f. Jei vartotojas jokio paslaug\u0173 krep\u0161elio (plano) dar neturi, jis pagal kredito \u012fstaigos teikiam\u0105 informacij\u0105 turi geb\u0117ti j\u012f i\u0161sirinkti ir u\u017esisakyti.<\/p>\n<p>\u0160i informacija vartotojams turi b\u016bti pateikiama prie kit\u0173 kredito \u012fstaigos si\u016blom\u0173 paslaug\u0173 krep\u0161eli\u0173 (plan\u0173) ir lengvai pastebima, nurodoma kredito \u012fstaigoms \u0161i\u0105 savait\u0119 Lietuvos banko i\u0161si\u0173stame d\u0117mes\u012f atkreipian\u010diame ra\u0161te \u201eD\u0117l informavimo apie pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslaug\u0105 ir jos prieinamumo\u201c (73.6 KB <i class=\"fa fa-download\"\/><span class=\"visibility-hidden\">Atsisi\u0173skite piktogram\u0105<\/span>).<\/p>\n<p>Mok\u0117jimo paslaugos jau tapo neatsiejama kiekvieno asmens gyvenimo dalimi, be j\u0173 ne\u012fsivaizduojama nei komercin\u0117 veikla, nei darbo santykiai ar nam\u0173 \u016bkio poreiki\u0173 tenkinimas. Tod\u0117l su mok\u0117jimo paslaug\u0173 turiniu, krep\u0161eliais ir \u012fkainiais susijusi informacija negali b\u016bti formalaus pob\u016bd\u017eio.<\/p>\n<p>Visi kredito \u012fstaigos si\u016blomi paslaug\u0173 krep\u0161eliai (planai) tur\u0117t\u0173 b\u016bti skelbiami kartu, kad juos b\u016bt\u0173 galima palyginti. Kiekvieno krep\u0161elio sud\u0117tis ir taikomi \u012fkainiai turi b\u016bti ai\u0161kiai detalizuoti, \u0161i informacija turi b\u016bti nurodyta viename dokumente arba taip, kad vartotojas vis\u0105 jam aktuali\u0105 informacij\u0105 gal\u0117t\u0173 rasti lengvai ir patogiai.<\/p>\n<p>Mok\u0117jim\u0173 \u012fstatyme nustatytas pagrindin\u0117s mok\u0117jimo s\u0105skaitos krep\u0161elis turi b\u016bti pateiktas matomai tarp kit\u0173 kredito \u012fstaigos si\u016blom\u0173 krep\u0161eli\u0173 ir plan\u0173. Vartotojas i\u0161 pateikiamos informacijos turi ai\u0161kiai suprasti, kad si\u016bloma paslauga atitinka pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslaug\u0105.<\/p>\n<p>Kredito \u012fstaigos negali nustatyti papildom\u0173 s\u0105lyg\u0173, kurios apsunkint\u0173 pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslaugos pasirinkim\u0105 bet kuriam t\u0105 norin\u010diam padaryti vartotojui. Turi b\u016bti ai\u0161kiai nurodoma, kad, norint naudotis pagrindine mok\u0117jimo s\u0105skaitos paslauga, neprivaloma pirkti papildom\u0173 paslaug\u0173.<\/p>\n<p>Pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslauga atnaujinta nuo 2025 m. sausio 1 d. \u012fsigaliojus Mok\u0117jim\u0173 \u012fstatymo pakeitimams. Daugiau apie pagrindin\u0119 mok\u0117jimo s\u0105skait\u0105 skaitykite \u010dia.<\/p>\n<\/p><\/div>\n<p><script>\n    !function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n            n.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\n            n.push=n;n.loaded=!0;n.version='2.0';n.queue=();t=b.createElement(e);t.async=!0;\n            t.src=v;s=b.getElementsByTagName(e)(0);s.parentNode.insertBefore(t,s)}(window,\n        document,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n    fbq('init', '449445692451263'); \/\/ Insert your pixel ID here.\n    fbq('track', 'PageView');\n<\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/www.lb.lt\/lt\/naujienos\/lietuvos-bankas-ribojimai-pasinaudoti-pagrindines-mokejimo-saskaitos-paslauga-yra-nepriimtini\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredito \u012fstaigos, gyventojams teikian\u010dios pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslaug\u0105, savo interneto svetain\u0117se ir mobiliosiose program\u0117l\u0117se privalo ai\u0161kiai ir suprantamai pateikti informacij\u0105 apie \u0161i\u0105 paslaug\u0105 \u2013 krep\u0161elio sud\u0117t\u012f, \u012fkainius, u\u017esakymo ir teikimo s\u0105lygas. Vartotojai turi tur\u0117ti galimyb\u0119 neapsunkintomis s\u0105lygomis \u2013 lengvai ir paprastai pasikeisti jau turim\u0105 mok\u0117jimo paslaug\u0173 krep\u0161el\u012f (plan\u0105) \u012f pagrindin\u0117s mok\u0117jimo s\u0105skaitos paslaugos krep\u0161el\u012f. Jei [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1509,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[306],"tags":[308,307,311,2759,2758,2757,1271,2756,1535,57],"class_list":["post-1508","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai-paskolos-kreditai","tag-bankas","tag-lietuvos","tag-mokejimo","tag-nepriimtini","tag-pagrindines","tag-pasinaudoti","tag-paslauga","tag-ribojimai","tag-saskaitos","tag-yra"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/posts\/1508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=1508"}],"version-history":[{"count":0,"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/posts\/1508\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/media\/1509"}],"wp:attachment":[{"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=1508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=1508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.savitaspasaulis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=1508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}